Why do I Need Motorcycle Insurance?

In the State of Ohio, on every titled and tagged motorcycle you are required to carry a liability policy with minimum limits of no less than $25,000 per person, $50,000 per accident, and a $25,000 property damage limit.

In the State of Kentucky, on every titled and tagged motorcycle you are required to carry a liability policy with minimum limits of no less than $25,000 person, $50, 000 per accident, $25,000 property damage limit.

We can help you find the best coverage options for your personal needs. If you need any help with the above information - call us at 513-527-2200. Or view the FAQ’s below.

Motorcycle Insurance FAQ’s

Question #1

Is motorcycle insurance similar to car insurance?

Yes, motorcycle insurance and car insurance work the same way. You pay a set premium and file a claim in the event of an incident. The insurance company will pay up to the limits you’ve elected, after you’ve paid your deductible.

Question #2

Do I really need motorcycle insurance?

Like auto insurance, liability coverage is the law. Also, you are more likely to get into an accident on a motorcycle than in a car (and you are likely to suffer greater injury), so it is in your best interest to have proper coverage.